American Debt Resources A debt consolidation and counseling firm helping clients become debt free. http://www.budgetplanners.net

ConsumersFirst Offers a debt management program that lowers the interest rate on consumer debt. http://www.cfdebt.com

Picard & Associates Financial planning for people in debt. http://www.debthelp.com

Commercial Credit Counseling Services, Inc. Provides debt reduction and restructuring programs for businesses. http://www.corporateturnaround.com/

New Horizon Licensed non-profit credit counseling organization. http://www.anewhorizon.org/

Credit Advisors Provides fee-based debt counseling services. http://www.creditadvisors.com

Debt Management Corp Program negotiates with creditors on behalf of debtor to pay back debt. http://www.dmcsystem2000.com/

First Mutual Finance, LLC Offers to consolidate debt and reduce monthly payments. http://www.badcreditcenter.com/

Advantage Debt Consolidation Offers debt consolidation and bill management services. http://www.advantagedebtconsolidation.com/

Debt Management Association Acts on behalf of borrowers by negotiating with creditors to reduce debt. http://www.help-consolidate-debt.com/

Action Debt Management & Consolidation Offers a guide showing how to negotiate with creditors to reduce debt. http://www.action-debt-management-consolidation.com/

CCFC of America Financial counseling agency providing nationwide credit counseling services. http://www.ccfcofamerica.com/

National Student Loan Consolidation Corp. Nationwide consolidator of student loans. http://www.nslcc.com/

IPayDebt.Com Offers to negotiate lower interest rates and smaller monthly payments. http://www.ipaydebt.com/

Free Debt Consolidation Services Provides debt consolidation and reduction programs nationwide. http://www.free-debt-consolidation-services.com/

American Association of Debt Management Organizations The national trade association formed to provide education, training and support services to the credit counseling and debt management industry. http://www.aadmo.org/

Americorp Debt Consolidation Provides debt consolidation of bills and unsecured debt. http://www.americorpdebt.com/

Epic Financial Management Consolidates debt through refinancing or a debt management plan. http://www.epicmm.com

CreditCare Credit Counseling Services include debt consolidation and counseling. http://www.aboutacci.com/

American Debt Co. LLC. Wisconsin based debt consolidation firm. http://www.americandebtco.org/